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Engineer · Founder · Bali / 2026

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I build software and companies.

I’m a Dutch engineer and co-founder of Agio Digital. Since the early 2000s I’ve designed, built and shipped products across the web, financial technology and whatever came next.

What I’m working on.

  1. 01 / Agio Digital

    Building financial software.

    I co-founded Agio Digital, where I’m Chief Innovation Officer.

    I work across product, engineering and R&D, from financial infrastructure and digital assets to automation and AI. I still write code and stay close to the systems we ship.

    • Financial software
    • Digital assets
    • Product
    • Engineering
    • R&D
    • 2019–Now

  2. 02 / AI & software

    Finding useful things to do with new models.

    I spend a lot of time on agents, developer tools, automation and new ways of building software.

    I’m less interested in demos than in what holds up once real users, existing systems and messy constraints get involved.

    • Agents
    • Developer tools
    • Automation
    • Applied AI
    • 2024–Now

  3. 03 / Independent work

    Building things to see where they go.

    Small software projects, open-source work, trading systems, strange interfaces and ideas that start as a repository before they have a business case.

    Some become useful. Some answer a question. That’s enough.

    • Software
    • Open source
    • Experiments
    • Ongoing

A few things I’ve worked on.

Area
01Agio DigitalFinancial software / Digital assets
02AI systemsAgents / Automation / Developer tools
031GRAMBlockchain / Wallet infrastructure
04MVRDVDigital platform / Team Foster
05ArchiveProducts / Websites / Design / Software

The work has changed a lot over the years. The habit of making things hasn’t.

Moving down the stack as the web evolved.

TRAJECTORY.TXT

  1. 2000sDesignLearning the web by making things.
  2. ProductDesign became code.
  3. EngineeringCode became systems.
  4. 2018CryptoProgrammable ownership and money.
  5. 2019Financial infraBuilding systems where software meets regulation.
  6. 2024AISoftware that increasingly builds and operates software.
  7. NowConvergenceWhat happens when these things converge?

Notes

Things I’m working on, learning or trying to understand.

  1. AIDeveloper tools for normal teams 4 min
  2. SoftwareAI makes software cheaper. Systems thinking becomes more valuable. 2 min
  3. ExperimentsJEV, tiny models and strange new interfaces 1 min
  4. AIWhat I learned giving agents memory 6 min
  5. FinanceWhat finance looks like when software becomes an actor 2 min
  6. SoftwareWhy I still prototype things myself 2 min

I’ve been making things on computers for most of my life.

I grew up in the Netherlands and started building for the web as a teenager.

I began as a designer. Design pulled me into frontend development, then engineering, product architecture and eventually company-building.

Over the years I’ve worked on websites, consumer products, blockchain infrastructure, financial systems and now AI. I don’t draw hard lines between design, engineering and product. They’re different ways of looking at the same problem.

At Agio Digital I spend most of my time building, prototyping, reviewing systems and figuring out what we should do next.

I like small teams, ambitious projects, good engineering and people who can disagree without making it tedious. I still enjoy opening an empty repository and figuring something out.

I’m based in Bali and work internationally. Outside work I train Muay Thai, like chess, and build things that occasionally have no sensible commercial purpose.

Making something interesting?

For companies, collaborations, technical discussions, speaking, new ventures, or a good reason I haven’t thought of.

LinkedIn ↗GitHub ↗X ↗