- 2000sDesignLearning the web by making things.
- ProductDesign became code.
- EngineeringCode became systems.
- 2018WalletsSoftware for a new kind of money.
- 2019Financial infraBuilding systems where software meets regulation.
- 2024AISoftware that increasingly builds and operates software.
- NowBuildingAll of it, at once.
Chris Wijnia
Engineer · Founder
- Origin
- Netherlands
- Work
- Engineering / Product
- Status
- Building
I build software and companies.
I’m a Dutch engineer and founder. I work out what’s worth building next.
02 / Current
What I’m working on.
01 / Agio Digital
Building financial software.
I co-founded Agio Digital, where I’m Chief Innovation Officer.
I work across product, engineering and R&D, from financial infrastructure to automation and AI. I still write code and stay close to the systems we ship.
02 / AI & software
Finding useful things to do with new models.
I spend a lot of time on agents, developer tools, automation and new ways of building software.
I’m less interested in demos than in what holds up once real users, existing systems and messy constraints get involved.
03 / Independent work
Building things to see where they go.
Small software projects, open-source work, strange interfaces and ideas that start as a repository before they have a business case.
Some become useful. Some answer a question. That’s enough.
03 / Work
A few things I’ve worked on.
| Area | Span | |||
|---|---|---|---|---|
| 01 | Agio Digital | Financial software / Infrastructure | 2019–Now | |
| 02 | AI systems | Agents / Automation / Developer tools | 2024–Now | |
| 03 | 1GRAM | Wallet software / Distributed systems | 2018 | |
| 04 | MVRDV | Digital platform / Team Foster | 2016 | |
| 05 | Archive | Products / Websites / Design / Software | 2005–2023 |
The work has changed a lot over the years. The habit of making things hasn’t.
04 / Trajectory
Moving down the stack as the web evolved.
05 / Notes
Notes
Things I’m working on, learning or trying to understand.
- AIDeveloper tools for normal teams 4 min
- SoftwareAI makes software cheaper. Systems thinking becomes more valuable. 2 min
- ExperimentsJEV, tiny models and strange new interfaces 1 min
- AIWhat I learned giving agents memory 6 min
- FinanceWhat finance looks like when software becomes an actor 2 min
- SoftwareWhy I still prototype things myself 2 min
06 / About
I’ve been making things on computers for most of my life.
I grew up in the Netherlands and started building for the web as a teenager.
I began as a designer. Design pulled me into frontend development, then engineering, product architecture and eventually company-building.
Over the years I’ve worked on websites, consumer products, distributed systems, financial systems and now AI. I don’t draw hard lines between design, engineering and product. They’re different ways of looking at the same problem.
Most of my time goes to building, prototyping, reviewing systems and figuring out what should come next.
I like small teams, ambitious projects, good engineering and people who can disagree without making it tedious. I still enjoy opening an empty repository and figuring something out.
I work internationally. Outside work I train Muay Thai, like chess, and build things that occasionally have no sensible commercial purpose.
07 / Contact
Making something interesting?
For companies, collaborations, technical discussions, speaking, new ventures, or a good reason I haven’t thought of.